Microfinance - For the person who would rather give than get, you might consider a microfinancing gift certificate—a way that your loved one can help sponsor a business in a developing country. Kiva and Razoo both offer you this ability. “Make this a Merry Christmas for your loved ones with a gift that lets them change the world. A Micro Loan Gift Card lets your family and friends choose a hard-working entrepreneur to help by funding their small business loan-to buy a sewing machine, a bicycle, training, or whatever will put their families on the pathway to success.”
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